E-Conveyancing Services
Experience faster, more secure property settlements with our digital conveyancing services. RG Settlements Perth leverages cutting-edge technology to streamline your property transaction with enhanced security and real-time tracking.
Digital Settlement Solutions
Understanding how e-conveyancing works helps you appreciate the speed, security, and efficiency it brings to your WA property transaction.
What is E-Conveyancing?
E-Conveyancing is the digital evolution of property settlements, allowing transactions to be completed electronically through secure platforms like PEXA (Property Exchange Australia).
This modern approach replaces traditional paper-based processes with electronic document preparation, digital signatures, and online funds transfers, creating a more efficient and secure settlement experience.
PEXA Integration
RG Settlements Perth is a fully accredited PEXA member, giving us direct access to Australia's leading digital property settlement platform.
Through PEXA, we can lodge documents with land registries, complete financial settlements, and pay disbursements electronically in a secure environment that meets the highest industry standards for data protection and privacy.
Key Benefits of E-Conveyancing
Faster Settlements
Reduce settlement times from weeks to days with streamlined digital processes and instant document lodgment.
Enhanced Security
Benefit from bank-grade encryption, multi-factor authentication, and fraud prevention measures to protect your transaction.
Real-time Tracking
Monitor your settlement progress in real-time with transparent updates on document preparation and lodgment status.
Reduced Errors
Minimise mistakes with automated verification systems that catch issues before they impact your settlement.
The Digital Settlement Process
Understanding how E-Conveyancing works helps you appreciate the efficiency and security it brings to your property transaction.
Your E-Conveyancing Journey
Client Verification
Timeline: Day 1 of engagement
We conduct a secure digital VOI (Verification of Identity) process in line with Landgate’s Practice Manual and regulatory requirements. This involves verifying your government-issued ID and confirming your legal right to deal with the property, whether you're a buyer, seller, or executor. As members of the Western Australian Legal Board, we are approved to conduct digital VOI.
Workspace Creation
Timeline: Within 24 hours of VOI completion
We open a secure digital PEXA workspace and invite all relevant parties — including the other settlement agent, banks, and Landgate. This creates a centralised environment for document preparation, financial settlement, and electronic lodgment. All activity within the PEXA workspace is encrypted and audit-tracked.
Document Preparation
Timeline: 1-2 weeks before settlement
We prepare and review all documents electronically, including: Transfer of Land Discharge of Mortgage (if selling or transferring) Mortgage documents (if buying with finance) These are created within the PEXA platform, ensuring accuracy and security.
Digital Signing
Timeline: 3-5 days before settlement
Where required, documents are signed electronically using secure digital signature platforms that comply with WA legislation and Landgate standards. This eliminates in-person signing delays and ensures full traceability. Some banks or lenders may still require manual mortgage documentation — we’ll advise if applicable.
Financial Settlement Preparation
Timeline: 1-2 days before settlement
We prepare all financial calculations (including rates, water, and tax adjustments) and confirm the exact amounts payable. Lenders upload payout figures and loan funds Settlement agents confirm disbursements and professional fees The PEXA platform reconciles all figures before settlement is booked All parties must sign off (“PEXA-ready”) for settlement to proceed.
Electronic Settlement
Timeline: Settlement day
PEXA automates the entire financial transaction. On settlement day: Funds are transferred securely and instantly Mortgages are discharged or registered Purchasers pay the full price; sellers receive cleared funds Adjustments are settled between buyer and seller Funds typically clear same day, depending on the bank’s internal processing time.
Instant Lodgment
Timeline: Immediately after financial settlement
As soon as financial settlement is completed, Landgate receives and processes the Transfer of Land and other relevant documents in real time. This greatly reduces the risk of post-settlement delays or errors compared to paper settlements. You’re legally registered as owner within hours, not days or weeks.
Digital Confirmation
Timeline: Within hours of settlement
You receive prompt confirmation of settlement, including: Official settlement statement Confirmation of Landgate lodgment Notification that all funds have been disbursed All stakeholders — including agents, banks, and both parties — receive automatic updates.
Additional Notes for WA:
-
PEXA is the default system for most major banks, agents, and conveyancers in WA.
-
In rare cases, paper settlements may still be used (e.g. niche lenders or unusual land titles). We'll let you know if that applies.
-
PEXA also supports linked simultaneous settlements (e.g. selling and buying on the same day).
Advanced Security Features
E-Conveyancing incorporates multiple layers of security to protect your property transaction.
Multi-Factor Authentication
Access to your settlement workspace requires multiple verification steps, ensuring only authorised parties can view or modify your transaction details.
Bank-Grade Encryption
All data is protected with the same level of encryption used by major financial institutions, keeping your sensitive information secure throughout the process.
Verified Identity Checks
Rigorous identity verification protocols prevent fraud by ensuring all parties are who they claim to be before any documents can be signed or funds transferred.
Digital Signatures
Secure digital signatures with cryptographic protection provide stronger authentication than traditional signatures and create an unalterable audit trail.
Secure Fund Transfers
Financial transactions occur within a closed, secure system directly connected to financial institutions, eliminating the risk of interception or fraud.
Comprehensive Audit Trails
Every action within the system is logged and timestamped, creating a complete, tamper-proof record of all activities related to your settlement.
Traditional vs. Digital Settlements
See how E-Conveyancing compares to traditional paper-based settlement processes.
| Aspect | Traditional Settlement | E-Conveyancing |
|---|---|---|
| Settlement Time | 4-6 weeks typical timeframe | 2-3 weeks possible |
| Document Handling | Paper documents requiring physical signatures | Digital documents with secure electronic signatures |
| Settlement Day | Physical meeting required with all parties | No physical meeting needed; completed online |
| Fund Transfers | Bank checks that take days to clear | Instant electronic transfers |
| Document Lodgment | Manual lodgment after settlement (1-3 days) | Instant electronic lodgment |
| Error Handling | Errors can delay settlement by days or weeks | Automated verification catches errors early |
| Transparency | Limited visibility into process status | Real-time tracking of all settlement stages |
| Security | Vulnerable to document tampering and fraud | Bank-grade encryption and authentication |
Our PEXA Partnership
RG Settlements Perth is a fully accredited member of PEXA (Property Exchange Australia), Australia's leading digital property settlement platform.
As certified PEXA specialists, our team has completed comprehensive training and meets the highest standards for digital settlements. This partnership allows us to offer you the most secure, efficient property settlement experience available.
PEXA by the Numbers
85%+
of all Australian property settlements now completed via PEXA
3.5M+
successful settlements processed through the platform
Why We Choose PEXA
-
Industry-Leading Security
PEXA's security infrastructure meets the highest standards for data protection and privacy
-
Reliability & Uptime
99.99% platform availability ensures your settlement proceeds without technical issues
-
Direct Integration
Connected directly to land registries, banks, and revenue offices for seamless processing
-
Comprehensive Support
24/7 technical support ensures any issues are resolved quickly
-
Continuous Innovation
Regular platform updates introduce new features and security enhancements
Frequently Asked Questions
Common questions about E-Conveyancing and digital settlements.
Ready to Experience Digital Settlement?
Contact RG Settlements Perth to discover how our E-Conveyancing services can make your next property transaction faster, more secure, and hassle-free. Our digital settlement specialists are ready to guide you through the process.
Request a ConsultationLooking for information about deceased estates and property transfers? Visit our Deceased Estates & Transfer Services page