Buying your first home is an exciting milestone — but it can also feel like stepping into a world of paperwork, deadlines, and uncertainty. At RG Settlements, we understand how overwhelming it can be, so we’ve put together a practical checklist to help first home buyers in Perth feel confident every step of the way.
Start by making sure your finance is in place. Having pre-approval from your bank or lender gives you a clear idea of your budget and shows sellers that you’re serious. Once your offer is accepted, one of the most important steps is choosing a settlement agent early. A trusted, experienced agent like RG Settlements ensures your contract is handled correctly and all the legal processes are followed.
Take time to carefully review your contract of sale. Look at the settlement date, deposit amount, and any special conditions like subject to finance or building inspections. If anything’s unclear, ask — there are no silly questions when you’re making such a big investment.
Next, book your building and pest inspections. These can uncover hidden issues and give you peace of mind. As settlement day approaches, we’ll coordinate with your bank, prepare all the legal documents, and manage the title transfer behind the scenes. You’ll also have the opportunity to complete a final inspection to make sure the property is in the same condition as agreed.
Here’s a quick recap to keep you on track:
At RG Settlements, we’re with you from the very beginning to the moment you step into your new home — stress-free and ready to celebrate.
Whether you’re buying or selling property in Perth, understanding the property settlement process in Western Australia is crucial. A smooth property transaction depends on accurate paperwork, legal compliance, and clear communication between all parties involved. At Rothschild Group, we specialise in simplifying this process for our clients.
In this guide, we break down the step-by-step process of property settlement in Perth, helping you feel informed and confident from start to finish.
Property settlement is the legal process of transferring ownership of real estate from the seller to the buyer. In Western Australia (WA), this is typically handled by a licensed settlement agent or conveyancer, such as the experienced team at Rothschild Group.
Once both parties sign the Offer and Acceptance (O&A) contract, the terms become legally binding. This includes the purchase price, finance clauses, building inspections, and settlement date.
✅ Tip: Engage a settlement agent early to review contract terms and flag potential issues.
If your contract is subject to conditions (e.g. finance approval or building inspection), these must be met within the specified timeframe. Failing to do so can result in the contract becoming void.
Your settlement agent will conduct a title search to confirm legal ownership, ensure no encumbrances exist, and verify property boundaries.
If you’re financing the property, your conveyancer will liaise with your lender to arrange funds and ensure the mortgage is registered correctly.
All legal documents required for transfer of land and payment of stamp duty (transfer duty) are prepared. These must be signed, verified, and submitted before settlement can proceed.
Your settlement agent will calculate adjustments for council rates, water usage, and other applicable costs, ensuring both parties pay only their share.
Buyers are entitled to a final inspection of the property to ensure it’s in the agreed condition prior to settlement.
On the agreed settlement date, your agent will exchange funds and lodge the required documents with Landgate to formally transfer ownership.
✅ After successful settlement, you or your agent will be notified, and you can collect the keys to your new property.
✅ Licensed & Experienced Conveyancers
✅ Clear Communication Throughout
✅ Competitive, Transparent Fees
✅ Fast Turnaround & Compliance Focused
At Rothschild Group, we understand how stressful buying or selling property can be. Our goal is to simplify the process, protect your interests, and ensure a seamless property transfer in accordance with WA laws.
Contact Rothschild Group today for a free consultation with one of our experienced settlement agents in Perth. We’ll guide you through the entire process — professionally, efficiently, and with your best interest in mind.
When buying property in Western Australia, one of the biggest upfront expenses that often catches buyers off guard is stamp duty. Also known as transfer duty, it’s a government tax calculated on the value of the property you’re purchasing — and it can add tens of thousands to your overall cost.
Understanding how stamp duty works is critical for planning your budget accurately. In WA, the amount you pay depends on the purchase price of the property and whether you’re eligible for any concessions. For example, first home buyers may be eligible for reduced or even zero stamp duty on properties under a certain threshold. But if you’re buying an investment property or upgrading to your next home, full rates generally apply.
The good news? At RG Settlements, we help you calculate exactly what you’ll owe and ensure everything is processed correctly during settlement. We can also help you claim any exemptions or concessions you’re entitled to, avoiding unnecessary costs or delays.
It’s worth noting that stamp duty is due before the property is transferred into your name, so having the funds ready is essential. This is where a good settlement agent makes all the difference — we coordinate with your bank or broker and ensure the payment is made on time to the WA Office of State Revenue.
Want to estimate your stamp duty before making an offer? There are online calculators available, or we can walk you through it directly based on your specific situation.
Buying property in Perth? Let RG Settlements guide you through the fine print — including stamp duty — so there are no surprises on settlement day.
Short answer: No—owning property in Australia does not grant citizenship. However, that doesn’t mean investing in Australian real estate isn’t a great opportunity. If you’re considering purchasing property in Australia, here’s what you need to know:
If your goal is Australian citizenship, consider these investment-linked visa options:
Thinking of investing in Australian property? Contact Rothschild Group today for expert legal and immigration advice.
Buying vacant land in Western Australia presents a unique opportunity to build a home, invest, or develop a business. However, ensuring that the land meets legal and zoning requirements is crucial before committing to the purchase. At Rothschild Group, we guide buyers through the legal and financial considerations to make informed decisions.
Failing to assess zoning laws, infrastructure limitations, or hidden costs can turn a great investment into a financial burden. Before signing a contract, buyers should consult with a property lawyer to:
Planning to buy vacant land? Contact Rothschild Group today for professional legal advice to ensure a smooth purchase process.
Buying a property is a significant investment, and before settlement, conducting a final inspection is essential to ensure you are getting exactly what you paid for.
Need help with your final property inspection or settlement? Contact Rothschild Group today for expert legal advice.
When purchasing property with a spouse, partner, friend, or family member, selecting the right ownership structure is crucial. The choice between Joint Tenancy and Tenants in Common impacts your property rights, financial obligations, and inheritance planning.
Selecting the correct ownership structure has long-term legal and financial consequences. Consulting a property lawyer ensures you make the right decision aligned with your goals and legal protections.
At Rothschild Group, we provide expert legal advice to help you navigate property transactions seamlessly.
Need assistance? Contact Rothschild Group today to safeguard your property rights.
Selling a property over $750,000 in Australia? Don’t overlook the ATO Clearance Certificate! Without it, the buyer must withhold 12.5% of the sale price for the ATO. That’s a significant amount, and avoiding unnecessary tax withholding is crucial. Here’s everything you need to know:
An ATO Clearance Certificate confirms that a seller is an Australian resident for tax purposes, exempting them from the 12.5% withholding tax. It’s valid for 12 months and can be reused for multiple property sales within that period.
Obtaining an ATO Clearance Certificate is critical to avoid delays, withholding tax, and financial uncertainty. Apply early, stay informed, and seek professional assistance if needed.
At Rothschild Group, our experienced property lawyers and settlement agents have successfully guided numerous clients through this process.
Need assistance? Contact us today for expert advice and a hassle-free property transaction!
And remember: No clearance certificate = 12.5% withheld. The ATO won’t hesitate to claim it!
Divorce or separation can be an emotionally challenging experience, and navigating the complexities of property settlements adds another layer of stress. In Western Australia, couples have two primary legal pathways to formalise property settlements: Consent Orders and Binding Financial Agreements (BFAs). Understanding the differences between these options can help you make an informed decision about securing your financial future.
A Consent Order is a formal agreement between separating parties that outlines how their property, assets, and liabilities will be divided. This option is ideal for couples who have mutually agreed on a settlement and want the Family Court’s approval without attending a hearing. Once approved, the Consent Order is legally binding and enforceable, ensuring compliance by both parties.
Importantly, there are time limits for applying for Consent Orders:
A Binding Financial Agreement (BFA) is a private contract between separating parties that dictates the division of assets and financial matters. Unlike Consent Orders, BFAs do not require Family Court approval but must adhere to strict legal standards to be enforceable.
However, BFAs have strict legal requirements, including both parties receiving independent legal advice before signing. Without proper legal guidance, BFAs can be challenged and potentially set aside by the court.
Choosing between a Consent Order and a BFA depends on your specific situation:
Property settlements are legally binding decisions that significantly impact your financial future. Seeking guidance from experienced family lawyers ensures your rights are protected, and the agreement is structured to meet your needs.
At Rothschild Group, we can help you navigate these legal processes with clarity and confidence. Whether you need assistance with a Consent Order or a Binding Financial Agreement, we provide tailored solutions to safeguard your interests.
Get in touch with us today to discuss your property settlement options and secure your financial future.
Property law in Western Australia (WA) has its own unique characteristics, much like its coffee — distinct and worth understanding before entering the market. If you’re buying or selling property in Perth, you’ll notice several key differences compared to Sydney, Melbourne, or Brisbane. Let’s break them down:
WA primarily operates through private treaty sales, often using REIWA’s standard contracts for seamless transactions. In contrast, auctions dominate on the East Coast — and once the hammer falls, there’s no cooling-off period!
Buyers in NSW and VIC benefit from a 5-day cooling-off period after signing a contract. In WA? No such safety net! Once you sign, you’re committed — unless the contract includes a finance clause or other contingencies.
WA relies on REIWA-standard contracts, which are balanced, consistent, and regularly updated to protect both parties. On the East Coast, contracts tend to be seller-friendly and are often drafted by solicitors, making it crucial for buyers to scrutinize the fine print.
Perth boasts strong rental yields and low vacancy rates, making it an attractive investment destination. For example:
Understanding these nuances ensures you navigate the WA property market confidently, whether you’re buying, selling, or investing. While WA may lack a Harbour Bridge, it compensates with affordable properties, high rental yields, and a thriving real estate market. ☕
At Rothschild Group, our legal and conveyancing experts are here to guide you through WA’s unique property landscape.
Get in touch today for professional property law advice tailored to your needs!
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