RG Settlements

RG Settlements

Navigating Property Settlements in Perth: A Step-by-Step Guide

Whether you’re buying or selling property in Perth, understanding the property settlement process in Western Australia is crucial. A smooth property transaction depends on accurate paperwork, legal compliance, and clear communication between all parties involved. At Rothschild Group, we specialise in simplifying this process for our clients.

In this guide, we break down the step-by-step process of property settlement in Perth, helping you feel informed and confident from start to finish.

What is Property Settlement?

Property settlement is the legal process of transferring ownership of real estate from the seller to the buyer. In Western Australia (WA), this is typically handled by a licensed settlement agent or conveyancer, such as the experienced team at Rothschild Group.

Step-by-Step Guide to Property Settlement in Perth

Contract Acceptance

Once both parties sign the Offer and Acceptance (O&A) contract, the terms become legally binding. This includes the purchase price, finance clauses, building inspections, and settlement date.

✅ Tip: Engage a settlement agent early to review contract terms and flag potential issues.

Satisfying Conditions

If your contract is subject to conditions (e.g. finance approval or building inspection), these must be met within the specified timeframe. Failing to do so can result in the contract becoming void.

Title Search and Due Diligence

Your settlement agent will conduct a title search to confirm legal ownership, ensure no encumbrances exist, and verify property boundaries.

Liaising With Banks and Lenders

If you’re financing the property, your conveyancer will liaise with your lender to arrange funds and ensure the mortgage is registered correctly.

Document Preparation and Verification

All legal documents required for transfer of land and payment of stamp duty (transfer duty) are prepared. These must be signed, verified, and submitted before settlement can proceed.

Calculating Adjustments

Your settlement agent will calculate adjustments for council rates, water usage, and other applicable costs, ensuring both parties pay only their share.

Final Inspection

Buyers are entitled to a final inspection of the property to ensure it’s in the agreed condition prior to settlement.

Settlement Day

On the agreed settlement date, your agent will exchange funds and lodge the required documents with Landgate to formally transfer ownership.

✅ After successful settlement, you or your agent will be notified, and you can collect the keys to your new property.

Why Choose Rothschild Group for Property Settlement in Perth?

✅ Licensed & Experienced Conveyancers

✅ Clear Communication Throughout

✅ Competitive, Transparent Fees

✅ Fast Turnaround & Compliance Focused

At Rothschild Group, we understand how stressful buying or selling property can be. Our goal is to simplify the process, protect your interests, and ensure a seamless property transfer in accordance with WA laws.

Need Help with Property Settlement in Perth?

Contact Rothschild Group today for a free consultation with one of our experienced settlement agents in Perth. We’ll guide you through the entire process — professionally, efficiently, and with your best interest in mind.

WA Government Makes Home Ownership More Affordable for First Home Buyers

First home buyers in Western Australia are set to save thousands thanks to major stamp duty reforms announced by the WA Labor Government.

Effective from 21 March 2025, these long-awaited changes are the first major housing policy from the newly elected government and aim to make property ownership more achievable for thousands of Western Australians. With increased stamp duty exemptions and concessions now in effect, up to 22,000 buyers are expected to benefit—some saving as much as $18,000.

At Rothschild Group, we’re here to help you navigate these changes and take advantage of the new opportunities, whether you’re buying your first home, a new off-the-plan apartment, or investing in vacant land.

What Are the New Stamp Duty Exemptions?

Here’s what you need to know about the changes coming into effect from 21 March 2025:

For First Home Buyers Purchasing Houses:

For First Home Buyers Purchasing Vacant Land:

These reforms mean eligible buyers will pay no stamp duty at all on qualifying properties, saving nearly $18,000 in upfront costs.

Stamp Duty Concessions for Off-the-Plan Apartments and Townhouses

In a further move to boost housing supply and encourage urban density, the Government has also expanded stamp duty concessions for off-the-plan dwellings purchased before or during construction. These now include:

These expanded concessions will apply to off-the-plan purchases made between 21 March 2025 and 30 June 2026.

Why These Changes Matter

According to Premier Roger Cook, the reforms are designed to address WA’s rapidly growing population and the pressures it places on the housing market.

“These sensible changes will deliver real savings for Western Australians looking for their first home, helping to turn the dream of home ownership into reality for thousands of people each year.”

The updates also aim to stimulate the construction sector and increase housing choice, including for downsizers and investors looking for modern, low-maintenance homes.

What Should First Home Buyers Do Now?

If you’re planning to purchase a home, land or off-the-plan property in the coming months, now is the time to get prepared. With thousands expected to take advantage of these changes, having your finance, paperwork and settlement agent ready will help you move quickly when the right property appears.

At Rothschild Group, we assist first home buyers every step of the way—from reviewing contracts to completing your settlement and ensuring all eligible stamp duty savings are secured. If you’ve already settled under the old thresholds, you may even be eligible for a refund once legislation is finalised.

Need Expert Help Navigating These Changes?

Whether you’re buying your first home or investing in new property, our team at Rothschild Group is here to help you understand your entitlements, maximise your savings, and handle the legal and settlement process with confidence.

Contact us today

Buying Vacant Land in WA – What You Need to Know

Buying vacant land in Western Australia presents a unique opportunity to build a home, invest, or develop a business. However, ensuring that the land meets legal and zoning requirements is crucial before committing to the purchase. At Rothschild Group, we guide buyers through the legal and financial considerations to make informed decisions.

Key Considerations When Buying Vacant Land

1. Choosing the Right Location

2. Understanding Land Features and Infrastructure

3. Additional Costs Beyond the Purchase Price

4. Securing Financing for Vacant Land

5. Zoning and Development Restrictions

Why Legal Advice Matters

Failing to assess zoning laws, infrastructure limitations, or hidden costs can turn a great investment into a financial burden. Before signing a contract, buyers should consult with a property lawyer to:

How Rothschild Group Can Assist You

Planning to buy vacant land? Contact Rothschild Group today for professional legal advice to ensure a smooth purchase process.

Why You Should Never Skip the Final Property Inspection

Buying a property is a significant investment, and before settlement, conducting a final inspection is essential to ensure you are getting exactly what you paid for.

Why a Final Inspection Matters

1. Contract Compliance

2. Verify Functionality of Fixtures and Utilities

3. Identify Any New Damage or Missing Items

Final Inspection Checklist

What to Do If Issues Arise

  1. Notify your conveyancer or real estate agent immediately.
  2. Negotiate solutions with the seller, including repairs, compensation, or price adjustments.
  3. Seek legal support if disputes arise that could delay settlement.

Why Rothschild Group?

Need help with your final property inspection or settlement? Contact Rothschild Group today for expert legal advice.

Key Differences Between Joint Tenancy and Tenants in Common

When purchasing property with a spouse, partner, friend, or family member, selecting the right ownership structure is crucial. The choice between Joint Tenancy and Tenants in Common impacts your property rights, financial obligations, and inheritance planning.

1. Joint Tenancy

2. Tenants in Common

Choosing the Right Ownership Structure

Legal Considerations and Professional Guidance

Selecting the correct ownership structure has long-term legal and financial consequences. Consulting a property lawyer ensures you make the right decision aligned with your goals and legal protections.

At Rothschild Group, we provide expert legal advice to help you navigate property transactions seamlessly.

Need assistance? Contact Rothschild Group today to safeguard your property rights.

5 Key Differences in Buying & Selling Property in WA vs. the East Coast

Property law in Western Australia (WA) has its own unique characteristics, much like its coffee — distinct and worth understanding before entering the market. If you’re buying or selling property in Perth, you’ll notice several key differences compared to Sydney, Melbourne, or Brisbane. Let’s break them down:

1️⃣ Buying & Selling Styles

WA primarily operates through private treaty sales, often using REIWA’s standard contracts for seamless transactions. In contrast, auctions dominate on the East Coast — and once the hammer falls, there’s no cooling-off period!

2️⃣ Cooling-Off Periods

Buyers in NSW and VIC benefit from a 5-day cooling-off period after signing a contract. In WA? No such safety net! Once you sign, you’re committed — unless the contract includes a finance clause or other contingencies.

3️⃣ Contracts & Legal Framework

WA relies on REIWA-standard contracts, which are balanced, consistent, and regularly updated to protect both parties. On the East Coast, contracts tend to be seller-friendly and are often drafted by solicitors, making it crucial for buyers to scrutinize the fine print.

4️⃣ Deposits & Financial Commitments

5️⃣ Rental Yields & Market Trends

Perth boasts strong rental yields and low vacancy rates, making it an attractive investment destination. For example:

Why These Differences Matter

Understanding these nuances ensures you navigate the WA property market confidently, whether you’re buying, selling, or investing. While WA may lack a Harbour Bridge, it compensates with affordable properties, high rental yields, and a thriving real estate market. ☕

Need Expert Advice?

At Rothschild Group, our legal and conveyancing experts are here to guide you through WA’s unique property landscape.

Get in touch today for professional property law advice tailored to your needs!

Big News for First-Home Buyers: Understanding the Help to Buy Scheme

The Federal Government’s Help to Buy Scheme has officially passed through Parliament, marking a significant milestone for first-home buyers. This initiative aims to make homeownership more accessible, especially for those struggling with large deposit requirements.

What is the Help to Buy Scheme?

Why This Matters

With property prices increasing significantly—up 47% nationally over the past five years—many Australians have found it challenging to enter the housing market. This scheme offers a realistic opportunity for buyers who have struggled to meet the traditional 20% deposit requirement.

Eligibility and Key Considerations

Pros and Cons of the Scheme

Advantages:

✔ Reduced deposit requirement, making homeownership accessible sooner.

✔ Lower mortgage repayments due to government equity contribution.

✔ Support for individuals and families looking to enter the housing market.

Potential Drawbacks:

❌ The government retains an ownership share in your property.

❌ Future sale or refinancing may require government approval.

❌ Income and property price caps may limit eligibility.

Is This the Right Move for You?

The Help to Buy Scheme could be a game-changer for young families, singles, and couples aiming to purchase their first home. However, it’s essential to weigh the long-term implications of shared ownership with the government.

Get Expert Advice on Property Settlement

Navigating homeownership and government schemes can be complex. At Rothschild Group, we provide expert legal guidance to ensure your property journey is smooth and stress-free.

Thinking about buying your first home? Contact Rothschild Group today for professional property settlement advice.

Green Title vs. Strata: Understanding Property Ownership in WA

When purchasing property in Western Australia, one of the key decisions buyers face is choosing between Green Title and Strata Title. Understanding the differences between these ownership structures can help you make the best choice for your lifestyle and investment goals.

What is a Green Title?

Green Title means you own both the land and any structures built on it. This is the most traditional form of property ownership in Australia.

Key Benefits of Green Title:

Considerations:

What is a Strata Title?

Strata Title allows you to own a portion of a larger property, sharing common areas such as gardens, driveways, pools, and recreational facilities with other residents.

Key Benefits of Strata Title:

Considerations:

Which One is Right for You?

Choosing between Green Title and Strata Title depends on your lifestyle and investment goals:

Get Expert Advice on Property Settlement

Understanding property ownership structures is essential to making an informed decision. At Rothschild Group, we provide expert legal guidance on Green Title and Strata Title settlements, ensuring a seamless property transaction.

Need help deciding which property type suits your needs? Contact Rothschild Group today for expert property advice.

Breaking Down the Costs of Buying Property in WA

Buying property in Western Australia is an exciting milestone, but understanding the associated costs is essential for a smooth transaction. At Rothschild Group, we help buyers navigate the financial aspects of property purchases with expert legal guidance.

Key Costs to Consider When Buying Property

1. Deposit

2. Stamp Duty

3. Legal and Settlement Fees

4. Property Inspections

5. Mortgage Fees and Loan Costs

How Rothschild Group Can Assist You

Navigating the costs of buying property in WA can be overwhelming, but our team ensures a seamless process by providing:

Planning to buy property in WA? Contact Rothschild Group today for expert legal and settlement services.

Keys, Codes, and Clean Slates: Understanding Possession at Settlement

Ensuring a smooth property settlement requires careful attention to possession details. At Rothschild Group, we guide buyers and sellers through the legal aspects of property handover to ensure a seamless transition.

Key Considerations for Possession at Settlement

1. Vacant Possession Requirements

2. Seller Occupancy After Settlement

3. Handling Tenanted Properties

4. Legal Support for Possession Issues

Ensuring a Smooth Settlement Process

Understanding the legalities of property possession ensures a stress-free transition. Whether buying or selling, clear agreements and legal guidance can prevent disputes and delays.

Need expert legal support for property settlements? Contact Rothschild Group today for professional legal assistance.

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