First Home Buyers: Your Complete Settlement Checklist

Buying your first home is an exciting milestone — but it can also feel like stepping into a world of paperwork, deadlines, and uncertainty. At RG Settlements, we understand how overwhelming it can be, so we’ve put together a practical checklist to help first home buyers in Perth feel confident every step of the way.

Start by making sure your finance is in place. Having pre-approval from your bank or lender gives you a clear idea of your budget and shows sellers that you’re serious. Once your offer is accepted, one of the most important steps is choosing a settlement agent early. A trusted, experienced agent like RG Settlements ensures your contract is handled correctly and all the legal processes are followed.

Take time to carefully review your contract of sale. Look at the settlement date, deposit amount, and any special conditions like subject to finance or building inspections. If anything’s unclear, ask — there are no silly questions when you’re making such a big investment.

Next, book your building and pest inspections. These can uncover hidden issues and give you peace of mind. As settlement day approaches, we’ll coordinate with your bank, prepare all the legal documents, and manage the title transfer behind the scenes. You’ll also have the opportunity to complete a final inspection to make sure the property is in the same condition as agreed.

Here’s a quick recap to keep you on track:

• ✅ Finance pre-approval secured
• ✅ Contract of sale reviewed
• ✅ Building and pest inspections done
• ✅ Settlement agent engaged
• ✅ Final inspection completed
• ✅ Keys collected on settlement day!

At RG Settlements, we’re with you from the very beginning to the moment you step into your new home — stress-free and ready to celebrate.