Navigating Stamp Duty in Western Australia – A Buyer’s Guide

When buying property in Western Australia, one of the biggest upfront expenses that often catches buyers off guard is stamp duty. Also known as transfer duty, it’s a government tax calculated on the value of the property you’re purchasing — and it can add tens of thousands to your overall cost.

Understanding how stamp duty works is critical for planning your budget accurately. In WA, the amount you pay depends on the purchase price of the property and whether you’re eligible for any concessions. For example, first home buyers may be eligible for reduced or even zero stamp duty on properties under a certain threshold. But if you’re buying an investment property or upgrading to your next home, full rates generally apply.

The good news? At RG Settlements, we help you calculate exactly what you’ll owe and ensure everything is processed correctly during settlement. We can also help you claim any exemptions or concessions you’re entitled to, avoiding unnecessary costs or delays.

It’s worth noting that stamp duty is due before the property is transferred into your name, so having the funds ready is essential. This is where a good settlement agent makes all the difference — we coordinate with your bank or broker and ensure the payment is made on time to the WA Office of State Revenue.

Want to estimate your stamp duty before making an offer? There are online calculators available, or we can walk you through it directly based on your specific situation.

Buying property in Perth? Let RG Settlements guide you through the fine print — including stamp duty — so there are no surprises on settlement day.